To answer the question in topic.. Yes, new users in groups get group settings, but there is only one - groupvfsfile.
All other settings are set per user. Changing user settings on add can easily be scripted in FlashFXP.
Noob note: press F7 to open editor for Custom Commands. If you already imported the command set for ioftpd, browse to ioFTPD, Add/Delete/Rename then press New Cmd.
Command Name: Add Friend
Code:
SITE GADDUSER friends %d[User:] %d[Pass:] %d[Ident@IP:]
SITE CHANGE %1 RATIO 0
Now you have your own custom command to use when adding friends. And you can of course make more changes after the ones above, ie. setting flags, changing tagline (to mess with your friends), setting homedir, number of logins etc. etc.
Code:
SITE GADDUSER friends %d[User:] %d[Pass:] %d[Ident@IP:]
SITE CHANGE %1 RATIO 0 0
SITE CHANGE %1 LOGINS 3 FTP
SITE CHANGE %1 TAGLINE I'm jahknee's *****
You probably get it by now.