We're now talking less than 20lines of code :I Ihmo. this is getting really ridiculous - I simply don't want IP table to default database structure. And no, I don't like idea of having config option for it either.. so it'll be a script, and it will most likely come with default installation (disabled by default). I might even implement user credits using script - can't really see any reason not to do so
Ps. I could have implemented the function in time it took to write this post, but I still didn't.